WE'RE LOCAL & HERE TO HELP
Unlock a brighter future and get into your dream home with
Artisan Built Communities and Homeowners Financial Group.
Blakely Peterson
NMLS#1650727 | LICENSED MORTGAGE PROFESSIONAL
LOWER MORTGAGE PAYMENTS!
SAVE NOW + SAVE LATER*
Artisan Built Communities is working with Homeowners Financial Group to help you ease into homeownership and let you enjoy reduced payments the first year in your new home.
SAVE NOW
A Temporary Buydown is a financing technique where money is paid at closing and set in an escrow account, temporarily reducing the effective interest rate and lowering the monthly mortgage payment.
CALL FOR FINANCING
©2025 Homeowners Financial Group USA, LLC | NMLS #93718 | Equal Housing Lender | nmlsconsumeraccess.org
GA Residential Mortgage Licensee #53577
This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Some products may not be offered directly by Homeowners Financial Group USA, LLC (HFG) but are offered through a lender with whom HFG has a business relationship. Other restrictions and limitations may apply. Copyright ©Homeowners Financial Group USA, LLC. All rights reserved. https://homeownersfg.com/licensing/
SAVE LATER*
*Refinancing is not guaranteed as the consumer may not qualify or there may not be a benefit to refinancing if rates do not drop. The consumer will have to apply to refinance the purchase loan at a later date and there are costs and fees associated with that separate refinance loan. At the closing of your refinance, you will receive a Lender Credit for your Lender Fees, and Appraisal Fee (you must pay the Appraisal Fee up front; you will be responsible for this fee if the loan is canceled after the appraisal is completed). Certificate valid after 6 on-time payments on your current Conventional, Conforming and Government purchase loan for up to 60 months after your current loan’s closing. Must mention certificate to a Homeowners Licensed Mortgage Professional to receive this offer. Eligible on Conventional, Conforming and Government purchase loans funded between November 28, 2022, and December 31, 2026.
1Annual Percentage Rate (APR) current as of current as of 3/21/2025 is subject to change daily without notice, and assumes a minimum FICO score of 700 and a maximum debt-to-income ratio of 55% on a single-family residence. Call for current rates. 2The default payment calculations above are based on a 3.5% down payment for an FHA 30-year-fixed rate amortization. Payments listed do not include property taxes, hazard insurance, mortgage insurance, or HOA dues. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. See onsite agent for details, may not be combined with any other offer. Available on locks up to 60 days. Conventional, VA & FHA financing only. Promotion Dates: Under Contract and close between 07/01/2025 and 9/30/2025
FHA
1-0 Temporary Buydown
Example based on a $350,000 purchase price / $337,750 loan amount (3.5% down) and a 6.750% interest rate (7.551% APR1):
1Annual Percentage Rate (APR) current as of current as of 07/07/2025 is subject to change daily without notice, and assumes a minimum FICO score of 780 and a maximum debt-to-income ratio of 50% on a single-family residence. Call for current rates. 2The default payment calculations above are based on a 5% down payment for a Conventional 30-year-fixed rate amortization. Payments listed include property taxes, hazard insurance and mortgage insurance; and do not include HOA dues. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. See onsite agent for details, may not be combined with any other offer. Promotion Dates: Under Contract and close between 07/01/2025 and 9/30/2025
Conventional
30-Year Fixed Rate
Example based on a $350,000 purchase price / $332,500 loan amount (5% down) and a 6.50% interest rate (6.736% APR1):
Conventional
1-0 Temporary Buydown
Example based on a $350,000 purchase price / $332,500 loan amount (5% down) and a 6.50% interest rate (6.736% APR1):
1Annual Percentage Rate (APR) current as of current as of 3/21/2025 is subject to change daily without notice, and assumes a minimum FICO score of 780 and a maximum debt-to-income ratio of 50% on a single-family residence. Call for current rates. 2The default payment calculations above are based on a 5% down payment for a Conventional 30-year-fixed rate amortization. Payments listed do not include property taxes, hazard insurance, mortgage insurance, or HOA dues. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. See onsite agent for details, may not be combined with any other offer. Available on locks up to 60 days. Conventional, VA & FHA financing only. Promotion Dates: Under Contract and close between 07/01/2025 and 9/30/2025
FHA
30-Year Fixed Rate
Example based on a $350,000 purchase price / $337,750 loan amount (3.5% down) and a 6.750% interest rate (7.551% APR1):
1Annual Percentage Rate (APR) current as of current as of 07/07/2025 is subject to change daily without notice, and assumes a minimum FICO score of 600 and a maximum debt-to-income ratio of 55% on a single-family residence. Call for current rates. 2The default payment calculations above are based on a 3.5% down payment for an FHA 30-year-fixed rate amortization. Payments listed include property taxes, hazard insurance and mortgage insurance; and do not include HOA dues. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. See onsite agent for details, may not be combined with any other offer. Promotion Dates: Under Contract and close between 07/01/2025 and 9/30/2025