©2025 Homeowners Financial Group USA, LLC | NMLS #93718 | Equal Housing Lender
BK 0906222 | nmlsconsumeraccess.org
This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Some products may not be offered directly by Homeowners Financial Group USA, LLC (HFG) but are offered through a lender with whom HFG has a business relationship. Other restrictions and limitations may apply. Copyright ©Homeowners Financial Group USA, LLC. All rights reserved. https://homeownersfg.com/licensing/
LOWER MORTGAGE PAYMENTS! AT SANTANA RIDGE
SAVE NOW + SAVE LATER*
Step Into Homeownership with Confidence.
At Homeowners Financial Group, we’re making your move into Santana Ridge smoother and more affordable. Enjoy significantly reduced mortgage payments during your first few years—so you can settle in, stress less, and feel right at home from day one.
SAVE LATER*
*Refinancing is not guaranteed as the consumer may not qualify or there may not be a benefit to refinancing if rates do not drop. The consumer will have to apply to refinance the purchase loan at a later date and there are costs and fees associated with that separate refinance loan. At the closing of your refinance, you will receive a Lender Credit for your Lender Fees, and Appraisal Fee (you must pay the Appraisal Fee up front; you will be responsible for this fee if the loan is canceled after the appraisal is completed). Certificate valid after 6 on-time payments on your current Conventional, Conforming and Government purchase loan for up to 60 months after your current loan’s closing. Must mention certificate to a Homeowners Licensed Mortgage Professional to receive this offer. Eligible on Conventional, Conforming and Government purchase loans funded between November 28, 2022, and September 30, 2025.
3-2-1 Temporary Buydown
Example based on a $430,000 purchase price / $322,500 loan amount (25% down) and a 6.75% interest rate (6.824% APR1)
*Available on locks up to 60 days. Conventional, VA & FHA financing only. With an escrow account funded by the seller, you could save thousands of dollars in the first year. Available in states where Homeowners Financial Group is licensed in. Please see www.homeownersfg.com/licensing for more information. 1Annual Percentage Rate (APR) current as of current as of 07/31/2025 is subject to change daily without notice, and assumes a minimum FICO score of 760 and a maximum debt-to-income ratio of 33% on a single family residence. 2Payments listed include principal and interest only; and do not include real estate taxes, homeowners insurance, or HOA dues. Rates shown here are arbitrary and do not constitute an advertisement or offer to lend. Promotion Dates: Under Contract and close between 06/15/2025 and 8/30/2025.
WE'RE LOCAL & HERE TO HELP
Unlock a brighter future and get into your dream home at
Santana Ridge with Homeowners Financial Group.
Kevin Brumit
NMLS#202081 | LICENSED MORTGAGE PROFESSIONAL
SAVE NOW
A Temporary Buydown* is a financing technique where money is paid at closing and set in an escrow account, temporarily reducing the effective interest rate and lowering the monthly mortgage payment.
CALL FOR FINANCING
